Unsecured
A claim or debt is unsecured if there is no collateral that is security for the debt. Most consumer debts are unsecured.
Unsecured Debt
A debt is unsecured if you have simply promised to pay a creditor a sum of money at a particular time, and you have
not pledged any real or personal property as collateral for that debt. Generally, credit cards and medical bills are
unsecured debts.