Discovering that you are unable to keep
up with your bills can be frightening.
Feeling helpless and living pay check to
pay check can lead people to become
overwhelmed. Compound this situation
with the harassing phone calls and letters
from your creditors, people see no hope
to their financial situation. However,
many are considering their options under
the bankruptcy code and finding relief
from the court through a discharge of
their debts and a "Fresh Start."
Whether your debt is from credit cards,
medical bills, or the death of a spouse,
the laws under the bankruptcy code may
protect you from your creditors and
permit you to keep your car, your home,
and your household goods & furnishings.
Our office would seek to utilize the protections afforded under the Bankruptcy Code to
stop your creditors from continuing any collection efforts including the annoying phone
calls and harassing collection letters. Additionally, the code may provide you with an
"automatic stay" precluding your creditors from garnishing your wages, seizing your
bank accounts, and foreclosing on your home until your debts are discharged. If you

© 2010 by Cardinale & DelVecchio Law Firm, PLLC. All rights reserved. The Cardinale & DelVecchuo Law Firm, PLLC serves clients in the following areas,
towns, and/or counties in the surrounding locations throughout Central New York: Auburn, Baldwinsville, Binghamton, Brewerton, Bridgeport, Broome,
Cayuga, Cazenovia, Central Square, Chitenango, Cicero, Clay, Cortland, Cortlandville, Fayetteville, Fulton, Geddes, Homer, Ithaca, Jamesville, LaFayette,
Liverpool, Lysander, Manilius, Marcy, New Hartford, North Syracuse, Oneida, Onondaga, Oswego, Poland, Preble, Rome, Salina,Sterling, Sullivan, Syracuse,
Watertown, Whitesboro, and Utica. The Cardinale Law Firm, P.C. is a professional corporation that has offices both in Cicero and Cortland and has been
designated a Debt Relief Agency assisting individuals with seeking help pursuant to the United States Bankruptcy Code. All rights reserved. © 2010 by
Cardinale & DelVecchio Law Firm, PLLC. www.cnybankruptcyhelp.com; www.cnyDWIhelp.com; www.cnyticketHELP.com
believe you would benefit from our services and would like to meet with us to discuss
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